Glossary of Car Accidents Law Terms
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Legal
Glossaries Index
Action:
Proceeding taken in a court of law. Synonymous with case, suit,
lawsuit.
Additional Insured:
A person other than the named insured or covered person who is
protected under the named insured’s auto policy.
Adjudication: A
judgment or decree.
Adversary system:
Basic U.S. trial system in which each of the opposing parties has
opportunity to state his viewpoints before the court. Plaintiff
argues for defendant's guilt (criminal) or liability (civil).
Defense argues for defendant's innocence (criminal) or against
liability (civil).
Affidavit: A
written declaration under oath
Affirm: The
assertion of an appellate court that the judgment of the lower court
is correct and should stand.
Allegation: A
declaration of a party to an action made in a pleading, stating what
he expects to prove.
Alleged: Stated;
recited; claimed; asserted; charged.
Answer: A formal
response to a claim, admitting or denying the allegations in the
claim.
Anti-Theft Device:
Devices designed to reduce the chance an auto will be vandalized or
stolen, or assist in its recovery. Includes car alarms, keyless
entry, starter disablers, motion detectors, parts of the vehicle
etched with the Vehicle Identification Number, and recovery systems.
Appeal: Review of
a case by a higher court.
Appearance: The
formal proceeding by which a defendant submits to the jurisdiction
of the court.
Arbitration: The
hearing and settlement of a dispute between opposing parties by a
third party whose decision the parties have agreed to accept.
Assigned Risk: A
risk not ordinarily acceptable to insurers which is, according to
state law, assigned to insurers participating in a plan in which the
insurers agree to accept their share of these risks.
At issue: The
time in a lawsuit when the complaining party has stated his claim
and the other side has responded with denial and the matter is ready
to be tried.
Automobile Insurance: A form of insurance that protects
against losses involving autos. Examples of coverage types include:
bodily injury liability, property damage liability, medical
payments, and collision and comprehensive coverage for physical
damage to the insured's vehicle.
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