Glossary of Workers'
Compensation Law Terms
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z #
- P -
Legal
Glossaries Index
Party: Generally includes
anyone who has an interest in your claim (i.e. the insurance
company, your employer, attorney, etc.)
Permanent and stationary
(P&S): Your medical condition has reached maximum medical
improvement. Once you are P&S, a doctor can assess how much, if
any, permanent disability resulted from your work injury.
Permanent disability: Any
lasting disability that results in a reduced earning capacity after
maximum medical improvement is reached.
Permanent disability rating: A
percentage that estimates how much a job injury permanently limits
the kinds of work you can do. It is based on your medical condition,
date of injury, age when injured, occupation when injured, how much
of the disability is caused by your job, and your diminished future
earning capacity. It determines the number of weeks you are entitled
to permanent disability benefits.
Permanent disability benefits:
Payments you receive when your work injury permanently limits the
kinds of work you can do or your ability to earn a living.
Permanent disability advance:
A voluntary lump sum payment of permanent disability you are
entitled to in the future.
Permanent disability payments:
A mandatory bi-weekly payment based on the portion of permanent
disability received before and/or after an award is issued.
Permanent partial disability
benefits: Payments you receive when your work injury partially
limits the kinds of work you can do or your ability to earn a
living.
Permanent total disability
benefits: Payments you receive when you are considered
permanently unable to earn a living.
Penalty: An amount of money
you receive because something wasn't done correctly in your claim.
Petition for reconsideration: A
legal process to appeal a decision issued by a judge.
Pre-designated physician: A
physician that can treat your work injury if you advised your
employer in writing, before the injury occurred. You can
pre-designate your personal doctor or a doctor of osteopathy (D.O.).
|
